Terms of Use
In relation to information contained on the Site, CATHEDRAL INVESTMENT BANK limits itself exclusively to inform the User about the content of such information. All information and / or goods and / or services offered through the Site by third party linked sites, are provided by individuals or corporations independent to CATHEDRAL INVESTMENT BANK. Therefore, under no circumstances CATHEDRAL INVESTMENT BANK may be regarded as the supplier, vendor, or provider of such goods and / or services.
Therefore, the User releases CATHEDRAL INVESTMENT BANK from all liability regarding any matter related thereof. CATHEDRAL INVESTMENT BANK assumes no responsibility for any damages to third parties or any user of the Site, regarding the content of this clause.
The offering of information on the Site or associated link sites does not imply recommendation, warranty, sponsorship or approval by CATHEDRAL INVESTMENT BANK regarding such information. The availability of goods and / or services offered by the third parties or associated linked sites, is not responsibility of CATHEDRAL INVESTMENT BANK. Given the above, CATHEDRAL INVESTMENT BANK will not be responsible under any authority of any nature by any matter regarding the sale, consumption, distribution, delivery, availability, or provision of any goods and / or services offered by third parties linked sites through the Site.
CATHEDRAL INVESTMENT BANK is not responsible for any loss or damage produced to the User’s equipment, caused by failures on CATHEDRAL INVESTMENT BANK server system or by the internet.
Therefore, CATHEDRAL INVESTMENT BANK will not be held responsible for any viruses that could infect a User’s computer as a result of accessing, using, or surfing the Site or upon any data, files, images, texts, or audio transference contained therein.
The Users will not be able to impute any responsibility or indemnification demand by systems damages to CATHEDRAL INVESTMENT BANK, as a result of any technical difficulties or faults in CATHEDRAL INVESTMENT BANK systems or by any electronic means as the Internet.
The programs, databases, networks and files that allow the User to access and use the Site, are property of CATHEDRAL INVESTMENT BANK and are protected by the laws and international copyright treaties, trademarks, patents, utility models and industrial designs.
The misuse and / or the total or partial reproduction of the contents thereof are prohibited and such shares are subject to civil and criminal penalties, and will be subject to all relevant legal proceedings.
Any User or person, who enters the Site or to the information contained herein, expressly recognizes that CATHEDRAL INVESTMENT BANK, and / or affiliates and / or related companies, are the holders, owners, and / or legitimate licensees, of any information contained on the Site and any trademark, notice, commercial trademark or any other industrial property right or copyright appearing on the Site.
In addition, the User acknowledges that CATHEDRAL INVESTMENT BANK has been the developer of the concept of www.cathedralbank.com and cathedralbank.net, Therefore, the User acknowledges, that such information and / or concept is protected by all International copyright treaties. Therefore, any reproduction, modification, alteration, advantage or any other use to such information and / or concept is prohibited. Moreover, in this act the User of the Site or any person who has access to the aforementioned information, obligates to indemnify CATHEDRAL INVESTMENT BANK and / or any of its affiliated and / or related companies, regarding any violation to the stipulated in this paragraph, whether abroad or offshore.
CATHEDRAL INVESTMENT BANK is committed to ensuring the confidentiality of their services conducted via email.
Read below to learn more about how we handle your personal information when using our services.
What does Privacy Policy cover?
• This Privacy Policy describes how we utilize the person information provided to CATHEDRAL INVESTMENT BANK when using our services.
Collection and Use of Information
• CATHEDRAL INVESTMENT BANK may request personal information from users in order to communicate and notify users about this channel, information and promotions about servicies or products from Cathedral Investment Bank and its affiliates, to visit sites within INVESTMENT BANK, or to participate in promotions and /or special events.
• When you register with CATHEDRAL INVESTMENT BANK, we collect the following: preference to receive information about products and services, acceptance to send relevant information such as security issues and new security measures. In term, if we implement new promotions, we may request to confirm previously provided data or request new one. This may include: name, email address, date of birth, gender, zipcode, occupation, and personal interests. Upon completion of registration and once you start receiving emails from us, we will be able to identify you.
• INVESTMENT BANK CATHEDRAL also receives and then automatically records information that your browser sends to us when you navigate our site, including your IP address (Internet Protocol), data, operating system, name and version of your browser, type of connection, screen resolution, language, color palette, and Java version.
• INVESTMENT BANK CATHEDRAL uses this information for the main porpouse of customizing our advertisement and the content of emails according to the user.
Information Sharing and Disclosure
• INVESTMENT BANK CATHEDRAL does not sell or rent personal information to anyone of its users.
INVESTMENT BANK CATHEDRAL will share the personal information you provide to us only when:
• We need to share information within Cathedral Investment Bank companies in order to provide you with a service you have requested (unless we indicate otherwise, these companies can not use the information for any purpose other than what has been specified by CATHEDRAL INVESTMENT BANK).
• If we believe that your actions on our web sites or emails violate any of the rules of our products or services.
Cookies
• CATHEDRAL INVESTMENT BANK may place cookies on your computer and access them.
About delete or update information
• INVESTMENT BANK CATHEDRAL allows you to modify your information and preferences when you decide to do so, through the link of Preference or unsubscribe, which are always included in emails sent by CATHEDRAL INVESTMENT BANK. (This includes your permission for CATHEDRAL INVESTMENT BANK to occasionally send you information about certain promotions or new products).
Security
• IMPORTANTE: Please note that CATHEDRAL INVESTMENT BANK will never send their customers emails asking to confirm, validate, or update CONFIDENTIAL information regarding their accounts, access codes or passwords. If you receive such emails, please report it to the call center in your area immediately.
• If you are concern about the authenticity of any emails you have received from or on behalf of Cathedral Investment Bank, please notify us immediately through the Call Center.
•If you are enrolled in any of our services that send emails containing confidential information such as account statements; CATHEDRAL INVESTMENT BANK agrees to send it under an encryption systems (encrypted files or emails are protected to the highest available standards.
Changes to this Privacy Policy
• CATHEDRAL INVESTMENT BANK may amend this policy from time to time. If the changes we make are important and directly affect our use of users personal information, we will let you know by placing featured ads in our Website
CATHEDRAL INVESTMENT BANK is not licensed as a broker or a soliciting entity in all jurisdictions around the world. Therefore, the user is responsible for verifying if the services provided by the institution are available in their area.
Questions or suggestions
If you have questions or suggestions regarding our privacy policy, please email us at: politicasesp@cathedralbank.com
Access to the website and the use of its information, are exclusive responsibility of those who perform such actions.
The User is obligated to maintain the confidentiality of his own security code. The User will be liable for all operations carried out under their security code. The costumer understands that the access to the accounts over the website is restricted and that the security code is exclusive to each User.
The User is committed to immediately notify CATHEDRAL INVESTMENT BANK of any unauthorized operations including, but not limited to, the use of their own Security Code and unauthorized access to the Site by third parties.
The User pledges to, in good faith, remove any responsibility from CATHEDRAL INVESTMENT BANK, its subsidiary and/or related companies, for any expenses, costs, damages, or any loss that incurs from violating the terms and conditions here contained or of any applicable law, performed or verified under such User account while accessing the Site.
CATHEDRAL INVESTMENT BANK reserves the right to condition, suspend or terminate, temporarily or definitively, the access of a User to the Site at any time, and initiate pertinent legal actions, if: the User were to break any stipulations of the terms and conditions herein established; or if the User commits any other act contrary to the effective applicable laws, or if we confirm that the information provided by the user is false.
For all intents and purposes, the interpretation and enforcement of these terms and conditions, all parties are subject to the applicable laws and competent Court where the contracts of adhesion have been signed between the User and the Institution.
Therefore, the counterparts waive any other jurisdiction that, due to their present or future home address, may correspond.
The User of the Site will be able to benefit from the information and make use of the financial services contained on the Site. In order to enable the Users to have access to the site, the Users must have a password/security code. This password will be provided by CATHEDRAL INVESTMENT BANK under the terms and conditions of the respective contract previously celebrated with the User.
Any operation or transaction, derivative or related to products and services that CATHEDRAL INVESTMENT BANK offers to the clients on the Site will be enforced by the terms and conditions established in the respective contract that CATHEDRAL INVESTMENT BANK has previously celebrated with the User and under the terms and conditions herein established. All products and services offered by CATHEDRAL INVESTMENT BANK to the public are based on an effective and applicable international legislation.
CATHEDRAL INVESTMENT BANK, reserves its right to modify the Site content at any time and without notice.
The User agrees to not using devices, software, or any other tending means to interfere with the activities and/or operations of the Site and/or of CATHEDRAL INVESTMENT BANK, or in the databases and/or information that are contained in it.
The User agrees that upon any interference, attempt or violating activity, contrary to the laws on copyrights, of industrial property, corporate secret and/or to the prohibitions herein stipulated, the user will be liable, and CATHEDRAL INVESTMENT BANK will have the right to exercise any pertinent legal action. Also in such case, the User will be responsible to indemnify CATHEDRAL INVESTMENT BANK for the damages caused.
The User agrees that security breaches to computer systems and / or networks are prohibited, and may result in criminal or civil liability.
The Site is exclusive for the use of the registered User. Therefore, the User may not profit in any way, from the services offered on the Site.
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Cathedral Investment Bank / CIB Americas Bank Inc. (hereinafter “The Bank”) is an international banking institution, governed by the Financial Services Unit of the Ministry of Finance in the Commonwealth of Dominica. The Bank does not offer services to individuals or the general public and provides its services on a strictly limited basis and may only engage with regulated financial institutions, licensed intermediaries, or qualified professional entities, in full compliance with applicable laws and regulatory frameworks. The services of The Bank are not intended for distribution, solicitation, or use in any jurisdiction where such activities would violate local laws, regulations, or where they would impose additional licensing, registration, or regulatory requirements on The Bank that it does not hold. The content of this website, including all materials and services herein and all materials and services provided by The Bank, are for informational purposes only. They are not, and should not be construed as, an offer to sell, a solicitation to buy or invest, or a recommendation of any banking, financial, investment, or insurance products or services. These materials and the website does not constitute legal, tax, investment, or financial advice. The Bank does not provide personalized advice regarding investment structuring, financial transactions, or investment portfolio management. Users are solely responsible for conducting their own research, analysis, and due diligence before making any financial decisions based on the information provided on this website. Any content or services offered on this website are not intended to create a binding legal or contractual relationship, unless otherwise specified in formal agreements or contracts between The Bank and relevant parties. References to investment structuring, financial products, or project management services are for illustrative purposes only and should not be considered a comprehensive presentation of the associated risks, costs, or benefits. The Bank makes no representations or warranties regarding the suitability, performance, or success of any investment or project structure discussed. All users should consult independent legal, tax, investment, and financial advisors familiar with their specific regulatory and market conditions before entering into any transactions, investments, or contractual agreements. The Bank expressly disclaims any liability for compliance with local laws in any jurisdiction. This website and all materials and services and/or related communications may contain forward-looking statements, including projections, forecasts, and expectations regarding future events or the performance of the Bank’s services or products. These statements reflect current assumptions and are subject to inherent risks and uncertainties. Actual results may differ materially from those expressed in such statements. Forward-looking statements are based on current assumptions and should not be relied upon as guarantees of future performance. Users are advised to exercise caution and conduct their own research before making any financial decisions. The Bank does not warrant or guarantee the accuracy of any forward-looking statements and disclaims any liability for reliance upon them. Any projections or forecasts of financial performance, including without limitation; figures, earnings, returns on investment, or asset growth, should be viewed as purely informational and should not be construed as guarantees of future outcomes. Past performance is not indicative of future results, and all investments carry inherent risks. By using this website, you agree that all services, transactions, or agreements initiated as a result of your use of this website shall be governed exclusively by the laws of the Commonwealth of Dominica, including its regulatory and compliance frameworks. Any disputes arising from the use of the website or engagement with the Bank’s services will be subject to the jurisdiction of the courts of the Commonwealth of Dominica. The Bank reserves the right to amend or update these terms, conditions, and policies at any time, and such amendments will be effective immediately upon posting. The inclusion of national flags, international dialing codes, or country-specific contact information on this website, in communications, documents, or marketing materials, is for navigational convenience and to facilitate communication with suppliers, service providers, counterparties and clients in various jurisdictions. These references should not be construed as an indication that The Bank operates, maintains a physical presence, or is authorized or regulated by any jurisdiction represented by such symbols or contact information. Such references do not constitute an offer, solicitation, marketing, or invitation to provide services in jurisdictions where The Bank is not duly authorized to operate, and such activities would contravene the laws of that jurisdiction. The Bank’s sole physical presence is in its central jurisdiction. The Bank does not maintain offices or engage in business operations outside of this jurisdiction unless explicitly disclosed in accordance with regulatory requirements. Users are encouraged to regularly review these terms to ensure compliance with the most current version. Continued use of the website constitutes acceptance of any amendments. The Bank reserves the right to suspend or restrict access to the website and its services at its sole discretion, without liability, in the event of non-compliance with any applicable law, regulation, or breach of these terms and conditions. While The Bank makes reasonable efforts to keep the information on this website accurate and up-to-date, it does not guarantee the accuracy, completeness, or reliability of any content. Users are advised to verify any information before making decisions based on the content provided on the website.